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Simple Interest (SI) Calculator

Calculate simple interest, total repayment amounts, and monthly interest earnings with PDF statement.

Simple Interest Inputs

Principal Amount1,00,000
₹5,000₹10 Lakh₹20 Lakh
Annual Interest Rate (p.a.)8.5%
1%15%30%
Time Period3 Years
6 Months10 Years25 Years

Interest & Repayment

SI = (P × R × T) / 100
Total Amount (Principal + Interest)

1,25,500

Total Interest

+ ₹ 25,500

Monthly Interest

708/mo

Principal (80%)Interest (20%)

Annual Simple Interest Accrual Schedule

YearPrincipal BaseAnnual InterestTotal Cumulative Amount
Year 11,00,000+₹ 8,5001,08,500
Year 21,00,000+₹ 8,5001,17,000
Year 31,00,000+₹ 8,5001,25,500

How to Use the Simple Interest (SI) Calculator

1

Input the principal loan or deposit amount.

2

Specify the annual interest rate and total duration in years.

3

Review total interest payable, monthly payouts, and download your PDF statement.

Key Capabilities & Features

  • Instant SI formula execution: (P × R × T) / 100
  • Monthly and annual interest accrual breakdown
  • Downloadable official PDF calculation statement
Input FormatsPrincipal Amount, Interest Rate, Time Period
Output FormatsTotal Repayment, Interest Accrual Table, PDF Statement

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